29 June 2012

My thoughts on the SCOTUS decision on Obamacare(tax) or whatever it's going to be called now.

I decided to wait a day before saying...but before I say what I have to say...

a. Today is the 10th anniversary of my mom's death. In your charity can you pray for the repose of the soul of my mother, and for my family. So it seems with each passing year it's not becoming easier, but rather more difficult. I'm unable to go home to be at mum's grave this year unfortunately. There are various situations that make this even tougher than last year of course. But do pray that I don't go crazy.

b. Onto the news of yesterday.

As we all heard yesterday the SCOTUS decided on the Obamacare reading, a link to the full decision here

I don't have the time or the energy to do a parsing line by line of this decision. I am however going to give some thoughts on the decision.

a. The decision was correct on the rendering of Obamacare as a tax, but wrong on the consitutionality of the tax. Tax bills are supposed to originate from the house, not the senate. At least that's my understanding from what limited time I was awake during gov't class. On that alone it should have been ruled unconsitutional.

b. Roberts was right to say that it is not his job to rescue us from bad decisinos that we make. In this sense acting stupidly has consequences. The key is to not make the same mistake again and putting the same administration in office, ever again.

c. Roberts has painted his zeroness as a liar by calling Obamacare a tax. Not that we didn't know that before this ruling, anyone with a brain knows it. Everyone's taxes will be going up unless this monstrosity is overturned. God willing it will.

d. It is neither a victory for liberals, nor a loss for conservatives, this decision is exactly what a supreme court decision should be. neutral.

To my friends that are rejoicing in this obamacare ruling, here are somethings to consider...

a. Insurance is a risk pool by very definition. Why does it cost more to insure a car in Compton, Ca, than it does in Grangeville, ID. It is riskier to drive in Compton, Ca due to violence and various other factors, which means one is more likely to use the insurance (which really is supposed to be used in cases where out of pocket doesn't cover), which means that it's going to be more expensive. So yes, insurance is something that you basically pay to NOT use. So thus by extension if now pre-existing conditions are covered (more risk), where are the costs for covering these conditions going to go? These costs will either result in the laying off of workers at the insurance company (this making a painful experience even MORE painful) , or will result in your insurance fees going up (either way you lose). Even though there may very well be regulations stating that companies can't do this, THEY MUST RAISE YOUR FEES, in order to make up the difference, it's simple mathematics, not even Calculus involved.

b. What has more effective results, smaller proportions or larger? If I have a class with 100 students, would that class run as smoothly with class of 20 students? For sure it wouldn't, especially if this is high school level. Instead of doctors having say 10 patients on a day, they'll now have say 50 in a day. Will the care be better for the 10 or the 50? The 10 obviously. The doctor is able to spend more time in detail on these 10, than he is on the 50. Love this very short video on it, explaining everything I intend to explain.

Remember, good intentions have bad consequences. The idea behind universal health insurance (not care) that's different...is a good one, the application there of, not such a good idea.

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